Portfolio Management Services (PMS) is a personalized investment solution designed for investors seeking professionally managed portfolios. PMS provides customized strategies based on your financial goals, risk tolerance, and investment horizon.
Choosing between PMS and Mutual Funds depends on your investment amount, need for customization, and financial goals. Here’s a quick comparison to help you decide which option best fits your wealth-building journey.
| Feature | Portfolio Management Services (PMS) | Mutual Funds |
|---|---|---|
| Minimum Investment | ₹50 Lakhs (as per SEBI norms) | As low as ₹500/month (via SIP) |
| Ownership | Direct ownership of stocks and securities | Units of pooled investments |
| Customization | Highly personalized portfolio | Standardized schemes for all investors |
| Management Style | Actively managed by SEBI-registered portfolio managers | Managed by professional fund managers |
| Flexibility | Greater flexibility in stock selection and strategy | Limited flexibility within the chosen scheme |
| Transparency | Detailed reporting and stock-level visibility | NAV is published daily, and the portfolio is disclosed periodically |
| Taxation | Taxed as if investing directly in stocks or bonds | Taxed at mutual fund rates (Equity/ Debt) |
| Ideal For | High-net-worth investors seeking personalized management | Retail investors looking for affordability and diversification |
A legacy of trust. A future of financial freedom.
Since 2006, I Plus Financial Services LLP has been a professionally managed financial services firm with one mission — to empower every individual and family to achieve financial freedom and security.
Investment Desk:
+91 90990 66296
Insurance Desk:
+91 90990 66412
I Plus Financial Services LLP
Om Decora 9 Square, B – 507/508, Near Marwadi Financial Plaza, Nana Mava Main Road, Rajkot – 360001 Gujarat (India)
